Four tools that work together
The guide explains each step and the strategy, the tracker runs your numbers, and the AI answers your questions.
The tour shows the First Home Buyer Checklist. First Home, Next Property works the same way, plus a suburb scorecard, a valuation tool and 100 checks.
53 pages, in two parts
Part one: every buying step, from "Am I ready?" to your first year. Part two: the investor layer, with a suburb scorecard, live-in rules, three routes to property two, how tax works if you rent it out, and 100 checks.
Home and rental, worked out
Enter your numbers once. See what it costs as your home, the weekly top-up once it's rented, and the first year you could fund property two. Plus a 21-point suburb scorecard and a valuation tool.
Answers about your plan
Ask things like "What would the weekly top-up be if I rent my home out after two years at $600 a week?" It shows its working. Works in Claude, ChatGPT or Gemini.
Set up in 20 minutes
Read the first few pages, fill in your numbers and set up the AI. You'll know where you stand on day one.
Just buying a home to live in? The First Home Buyer Checklist is the simpler kit, without the investor layer. See both kits below.
Set up home one so it doesn't block home two
Most people who struggle to buy again made one of these mistakes early on. The kit asks the investor questions before you sign, not after.
Room to borrow again
Borrow the maximum for home one and you may not be able to borrow again for years. Lenders test you at your rate plus 3%, and often count only 70 to 80% of future rent. The kit helps you set a limit that leaves room.
A suburb that rents and sells
A home you love can be a poor rental: too many similar units, high vacancy, or buyers who disappear in a downturn. The 21-point scorecard checks demand, supply and rental data before you commit.
Not paying too much
Every dollar over value is equity you can't use for your next deposit. Value it from about nine recent sales before you look at the asking price.
Moving out at the right time
Grants, stamp duty relief and the 5% Deposit Scheme all come with live-in rules. Rent it out too early and you may have to pay them back. The kit lists every rule by state, so you know your earliest move-out date.
Do it yourself, without guessing
Most buyers end up choosing between free articles and paying a buyer's agent. The kit sits in between: the whole process, with the tools to do it yourself.
Free articles and guides
- What it covers
- Usually one topic at a time
- Your own numbers
- General examples
- Cost
- Free
- When you use it
- Here and there
A buyer's agent
- What it covers
- Finding a property and negotiating for it
- Your own numbers
- Not their main job
- Cost
- A flat fee or 1 to 2.5% of the price
- When you use it
- Once you're ready to buy
First Home, Next Property
- What it covers
- Every buying step, plus the investor layer and 100 checks
- Your own numbers
- Your costs as a home and as a rental, worked out
- Cost
- One price, shown at checkout
- When you use it
- From day one to planning property two, and it's yours to keep
A buyer's agent can be worth it if you're short on time or buying from far away. And remember, the selling agent works for the seller, however friendly they are. Whichever way you go, you'll still want a mortgage broker, a conveyancer and, if you'll rent it out, a registered tax agent. The kit shows you what to ask them.